WHEN CAN I RETIRE?

CompleteRegistration - Retirement calculator

Step 1 of 5

20%
  • Step 1/3

    Tell us about yourself

  • Please enter a number from 0 to 99.
  • years old.

  • How much do you expect to spend during your retirement?

  • Includes food, utilities, medication, etc
  • Luxury
    050,000
  • Includes high-priced items such as TVs, festive expenses, holidays,
    renovations, car repairs, etc
  • Luxury
    0500,000

  • Please enter a number from 0 to 5.
  • Please enter a number from 0 to 20.
  • Additional expenses (optional)
    • Big Purchase 
    • Legacy planning

    • Contributions to charities
    • Amount left behind for family
  • Retirement Goal Calculator

  • Calculating...

  • To retire at your desired lifestyle,

    You will need

  • Retirement Goal Calculator

  • Let's see how ready you are
    for retirement

    • Step 2/3

      Tell us about your assets

      Retirement funds neededRM0
    • Please enter a number from 0 to 1000000000.
      Includes saving accounts, Fixed Deposits, and foreign currency deposits to date.
    • Please enter a number from 0 to 5.

    • Please enter a number from 0 to 1000000000.
      Includes ASB, Private Retirement Schemes, Unit Trusts, Diversified Asset
      Portfolios such as stocks, robo-advisors, ETFs, etc
    • Please enter a number from 0 to 20.

    • Plans for property
      After I retire, I will do nothing my properties

      (As I could still be paying my mortgage & rent)

      • Please enter a number from 0 to 1000000000.
        Net profit is calculated after Real Property Gain Tax (RPGT),
        legal, and other fees.
      • Please enter a number from 0 to 1000000000.
        Net monthly rental after income tax and maintenance cost
    • Include the amount upon maturity of the insurance policy
    • Include balance from Account 1 and Account 2 of your EPF

    • Step 3/3

      Tell us about your financial habits

      Retirement funds neededRM0
    • Please enter a number from 0 to 100000.
      Before EPF, SOCSO, income tax, and other deductions

    • Money set aside monthly for savings and investments

      After deducting all monthly expenses

    • Please enter a number from 0 to 1000000000.
    • Please enter a number from 0 to 1000000000.

  • Congratulations,

    Your projected value of assets at your desired retirement age
    exceed expectations, you can

    retire comfortably
    at the age of 45 years.

    Unless you would like to keep working which is totally fine. Good job!

    SPEED UP YOUR RETIREMENT I WANT TO RECALCULATE
  • To retire with your desired lifestyle

    at the age of XX years,
    you need to save an extra of

    RM2,916

    in cash savings per month

    or

    RM1,566

    in investments per month

    or else,

    Based on your current savings pattern, you may have to

    delay retirement to when you are 70 years old

    GET TIPS TO SAVE MORE I WANT TO RECALCULATE

Don't worry, we are here to help you!
Check out our retirement financial planning readings

Check out our retirement financial planning readings

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Budget 2021

Budget 2021: EPF Employee Contribution Rate Set At 9% Starting January 2021

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The Financial Planning Advisory Services are being rendered by Jirnexu Advisory Sdn Bhd, a licensed entity under the Securities Commission

Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. Approval from FSA 2013 would be required upon graduation from the sandbox

Our clients' results speak for itself

Results

Our proposed budgeting plans help secure RM2,000+* extra monthly savings

*Based on the average monthly savings of 33 customers
Our tailored investment strategies help gain an average of RM4,000+* additional annual returns

*Based on 5% additional return on total assets of RM3 million for 33 customers
Our insurance plan recommendations for our clients help save them an average of RM300+* monthly

*Based on the 20% discount on insurance and takaful premium for 33 customers
Our recommended debt repayment plans help our clients settle 100%* of their debts

*Based on debt repayment plan proposed for 2 of 33 customers with debt issues

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Get in touch with us! We’ll be available to chat on weekdays (10am – 7pm).

Feel free to ask any questions about the plans and we’ll reply within 1 working day.

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