4. Tax Planning

• Do you have enough savings allocated to pay your income tax?*
  • Yes
  • No
• Do you claim tax reliefs (e.g. medical, education, lifestyle, childcare etc.) in your tax filling?*
  • Yes
  • No

5. Retirement Planning

• Do you have enough savings for retirement? To calculate this, multiply your expected yearly spending by the number of retirement years.*
  • Yes
  • No
• Will all your outstanding liabilities (e.g. mortgage, hire purchase etc.) be paid off before retirement?*
  • Yes
  • No

6. Estate Planning

• Do you have a will in place?*
  • Yes
  • No
• Have you appointed a lawyer or probate to handle your estate after you pass away?*
  • Yes
  • No